{"id":2635,"date":"2025-10-17T12:39:28","date_gmt":"2025-10-17T10:39:28","guid":{"rendered":"https:\/\/www.fincasmadruga.com\/?p=2635"},"modified":"2025-10-17T12:39:28","modified_gmt":"2025-10-17T10:39:28","slug":"renda-2022-limit-als-bizums","status":"publish","type":"post","link":"https:\/\/www.fincasmadruga.com\/ca\/renda-2022-limit-als-bizums\/","title":{"rendered":"Renda 2022: l\u00edmit als bizums"},"content":{"rendered":"<p>S\u00f3n moltes les formes de pagament que avui dia s\u00f3n vigents per\u00f2, cada cop m\u00e9s, bizum \u00e9s una soluci\u00f3 for\u00e7a habitual per als qui necessitem enviar i rebre diners de manera instant\u00e0nia i sense comissions. De fet, es tracta d&#8217;un sistema que ens ofereixen la majoria d&#8217;entitats financeres perqu\u00e8 tan sols cal ser major d\u2019edat, disposar d&#8217;un compte bancari amb IBAN a Espanya i tenir el tel\u00e8fon m\u00f2bil a m\u00e0 per fer qualsevol pagament o rebre&#8217;l immediatament.<\/p>\n<p>Som a la recta final de la campanya Renda 2022 i conv\u00e9 saber que <strong>Hisenda ha fixat una quantitat de diners a partir de la qual cal declarar: 10.000 euros<\/strong>. A partir d&#8217;aquesta quantitat, els ciutadans estem obligats a incloure&#8217;l a la declaraci\u00f3 de la renda.<\/p>\n<p><strong>Si movem aquesta suma de diners i no avisem l&#8217;Ag\u00e8ncia Tribut\u00e0ria, ens enfrontem a multes de fins al 50% de l&#8217;import transferit.<\/strong><\/p>\n<p>Tot i que la quantitat obligat\u00f2ria per declarar a l&#8217;Ag\u00e8ncia Tribut\u00e0ria \u00e9s de 10.000 euros, \u00e9s important recordar que l&#8217;organisme pot sol\u00b7licitar al banc que li subministri les dades independentment de la quantitat enviada.<\/p>\n<p><strong>Sancions<\/strong><\/p>\n<p>Els contribuents hem de donar compte de les transfer\u00e8ncies superiors a 10.000 euros a trav\u00e9s del model SI i els que no ho facin s&#8217;enfronten a sancions entre 600 euros i fins al 50% de la quantitat enviada.<\/p>\n<p>A m\u00e9s, si no es justifica l&#8217;origen dels diners, es poden imposar multes lleus fins a 60.000 euros; o molt greus de m\u00e9s de 150.000 euros.<\/p>\n<p>Davant de qualsevol dubte, el m\u00e9s recomanable \u00e9s deixar la nostra declaraci\u00f3 de la renda en mans d&#8217;experts fiscals, que coneixen la normativa i les deduccions actuals per poder-les aplicar a la nostra situaci\u00f3 personal.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>S\u00f3n moltes les formes de pagament que avui dia s\u00f3n vigents per\u00f2, cada cop m\u00e9s, bizum \u00e9s una soluci\u00f3 for\u00e7a habitual per als qui necessitem enviar i rebre diners de manera instant\u00e0nia i sense comissions. De fet, es tracta d&#8217;un sistema que ens ofereixen la majoria d&#8217;entitats financeres perqu\u00e8 tan sols cal ser major d\u2019edat, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2636,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"categories":[28],"tags":[],"class_list":["post-2635","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bloc"],"_links":{"self":[{"href":"https:\/\/www.fincasmadruga.com\/ca\/wp-json\/wp\/v2\/posts\/2635","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fincasmadruga.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fincasmadruga.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fincasmadruga.com\/ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fincasmadruga.com\/ca\/wp-json\/wp\/v2\/comments?post=2635"}],"version-history":[{"count":1,"href":"https:\/\/www.fincasmadruga.com\/ca\/wp-json\/wp\/v2\/posts\/2635\/revisions"}],"predecessor-version":[{"id":2637,"href":"https:\/\/www.fincasmadruga.com\/ca\/wp-json\/wp\/v2\/posts\/2635\/revisions\/2637"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fincasmadruga.com\/ca\/wp-json\/wp\/v2\/media\/2636"}],"wp:attachment":[{"href":"https:\/\/www.fincasmadruga.com\/ca\/wp-json\/wp\/v2\/media?parent=2635"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fincasmadruga.com\/ca\/wp-json\/wp\/v2\/categories?post=2635"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fincasmadruga.com\/ca\/wp-json\/wp\/v2\/tags?post=2635"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}